According to a recent case, the 75% earnings exemption in Colo. Rev. Stat. § 13-54-104 does not protect compensation to independent contractors from garnishment. In Idaho Pacific Lumber Co. v. Celestial Land Co.,Ltd., 2013 WL 5397427, 1 (Colo. App. Sep. 26, 2013), a case of first impression, a panel of Colorado Court of Appeals concluded that money owed to an individual who was an independent contractor could not be exempt as “earnings” under the plain language of Colo. Rev. Stat. § 13-54-101. This case represents a significant departure from previous practices that permitted almost any source of funds owed to an individual to qualify under the earnings exemption. Click here to read more.